We cannot begin to work with you effectively until we understand your situation. To do this your consultant will obtain a comprehensive picture of your financial circumstances: income and expenditure and assets and liabilities. From this we aim to totally understand your present position and future aspirations.
The value of an effective wealth management consultant is in assisting you to visualise, in a realistic manner, the lifestyle that you wish to enjoy at projected stages in your life. There are personal considerations, such as age, income, family responsibilities and attitude to risk that will affect this view as well as your lifestyle aspirations. This is a strategic process for which disciplined long-term planning is required.
The journey from where you are to where you want to arrive will be complicated by the overwhelming sense of busyness that we all experience. Your consultant will assist in organising what you have to do, and when, in order to achieve your stated financial goals. This is a systematic and iterative process that requires long-term attention to the detail of your on-going financial circumstances. The well-being of your finances needs constant attention: maximising your wealth requires the disciplined application of your plan that will almost certainly require adjustment over the years.
Often our clients are not able to reflect on the effectiveness of their wealth management strategy until years later; however, they always and immediately recognise and value the on-going support of their consultant.